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Can call the customer care number to further resolve their queries. Invest surplus funds in the account to earn interest and withdraw whenever needed. 4 EMIs each waived at the end of 4th, 8th and 12th year.
Total Processing fees of 1% of the outstanding principal with a minimum of Rs. 10,000 plus GST as applicable will be charged. Upfront processing fee of Rs 5000 plus GST shall be collected at the time of application login. This fee will not be refunded under any circumstances such as loan rejection/withdrawal of the loan application etc., non disbursement of loan for the reasons solely attributable to the customer. Balance processing fee as applicable shall be collected at the time of loan disbursement. A Home Loan is used by individuals who need finance to buy a house or apartment or build one.
Personal Phone Banking
In order to avoid burdening you with a higher EMI, when the rate increased, Axis Bank would have first attempted to increase the tenure of the loan subject to permissible limits. If, however, despite the increase in tenure, the EMI is not adequate to cover the interest payment, then we are entitled to increase your EMI amount. Every month, part of the EMI is adjusted towards the interest payable and the balance is adjusted towards repayment of the principal. As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders.
CreditMantri was created to help you take charge of your credit health and help you make better borrowing decisions. If you are looking for credit, we will make sure you find it, and ensure that it is the best possible match for you. We enable you to obtain your credit score instantly, online, real time. We get your Credit Score online and provide a free Credit Health Analysis of your Equifax report. Based on the analysis, we help you discover loans and credit cards best suited for your credit profile.
Super Saver Home Loan
The EMI may be subject to change when interest rate changes or a part-payment of the Loan is made. Pre-EMI interest is the interest on the loan amount disbursed by the bank. It is payable every month from the initial date of disbursement until the commencement of the EMI payments. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf.
We help you understand your Credit Profile, Credit Information Report and know where you stand. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product.
Savings Account
A confirmation approval of the loan is then received and the loan gets disbursed. Axis Bank has many branch offices including national and international. The firm has more than 2402 branch offices as well as ATMs throughout India.
It is important to note that you must check your home loan eligibility before applying for a home loan. This can be done on the bank website itself or CreditMantri website. Checking for your eligibility avoids any possible rejections and other hassles in the entire loan application process.
Axis Bank Branch, Loan Centre Chennai
Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear any remaining amount that may be payable towards your Home Loan by requesting a foreclosure statement from your nearest Axis Bank Loan Center. You can switch from a floating rate of interest to a fixed rate of interest and vice versa.
The reset period and date will be decided on the date of first disbursement. Download the Axis Mobile Application or log onto Internet Banking to get access to all account details pertaining to the loan. The EMI consists of the principal amount and the interest on the balance outstanding amount.
We achieve this with a cutting edge combination of data science and technology that ensures that both lenders and borrowers have a transparent common platform to make their decisions. We treat your data with the utmost confidentiality and will never share or sell it to anyone. Our dedicated and best-in-class customer service will go the extra mile to support you on every step of your credit journey.
You can also get an estimate of the loan amount by using the EMI calculator for home loans on the website. Axis Bank follows a structured process with regard to home loan applications. It is a convenient and hassle free way to get a home loan. You can submit all required documents along with the application form to the bank executive. Thereafter, you will receive a loan sanction information. This is reviewed by the Axis Bank Legal and Technical team.
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